Practical Help
Debt & Credit
Topic Finder
How do you feel?
Videos
Video
1:51
Living on a squeezed income
Making a budget can seem like a daunting task, especially if you’ve never done one before. But it’s...
Video
1:46
Martin Lewis on Budgeting
Practical introduction to budgeting that works well for couples and households.
Video
1:00
StepChange: Free debt advice, at your fingertips
Introduces the charity’s free debt support services — useful for breaking secrecy and connecting to...
Video
3:10
Bailiffs and enforcement action explained
Clarifies enforcement action and legal protections.
Video
1:25
Money, debt and budgeting advice from Citizens Advice
Introduces free, confidential support for money and debt problems.
Video
0:40
Does a relationship link your finances?
This video explains when being in a relationship does not merge your credit files, and the specific...
Video
2:51
Credit report myths - debunked!
John Webb from Experian clears up common misconceptions about credit files—including myths about sco...
Video
5:10
Personal Finance For Beginners - Budgeting
Beginner-friendly walkthrough of how to build and manage a personal budget.
Video
0:35
Talking to creditors
Guidance on contacting creditors after credit problems.
Video
1:05
Dealing with creditors
Explains rights and next steps when creditors pursue debts.
Video
1:09
What is debt advice and how can it help you?
Breaks down what debt advice involves and how it can reduce fear and regain control.
Video
How to deal with bailiffs: your rights
Explains what bailiffs can and cannot do, helping reduce fear and anxiety.
Podcasts
Podcast
Speak About Money Podcast | Episode 3: What to do if you’re struggling to pay your council tax
This episode explains what to do when you fall behind on council tax, why it’s considered a priority...
Podcast
Munny Group
Andy Lang discusses his mission to make financial empowerment widely accessible through Munny Group’...
Helpful tools
Mindful practice
Mood Journal
Write down what is going on so it feels less tangled. 5-10 min
Mindful practice
Grateful Moments
Notice what is good and let it land for a moment. 5 min
Guided exercise
Calming Breathing
Slow the breath and create a small pocket of calm. 3-5 min
Mindful practice
Self-Compassion
Respond to yourself with more kindness. 5-10 min
Guided exercise
Easing Tension
Release built-up tension and reconnect with the body. 10 min
Mindful practice