Debt & Credit
Practical Help
Budgeting Basics
Article
Budgeting Basics
A budget is a plan for how you use your income to cover needs, wants, and goals. Budgeting is a fundamental skill for managing money effectively, reducing stress, and building financial stability.Ask a Counsellor
Answers from our counsellors
Short recordings of our counsellors answering the questions that come up most in sessions on this topic.Videos about Budgeting Basics
Video
1:51
Living on a squeezed income
Making a budget can seem like a daunting task, especially if you’ve never done one before. But it’s...
Video
5:10
Personal Finance For Beginners - Budgeting
Beginner-friendly walkthrough of how to build and manage a personal budget.
Video
1:30
Help if you’re struggling with bills and payments
Supports regaining control after missed or mismanaged payments.
NHS and Partner Resources
These links open NHS and partner support routes outside the app. You'll be taken to a third-party site.